This is the time to buckle down on every dollar. Plan with preciseness and shoot direct. The first thing to do is cut unnecessary spending. It seems as if it is common sense however, common is not common. When I say cut expenses, I am not talking about the obvious expense such as food and entertainment. I am talking about the ones you use daily. Many individuals do not realize you can cut down on your electric, water, gas, telephone, credit card, and mortgage. This is the time to start reaching out to these companies to see what type of assistance they have to offer. Many companies even business providers are offering some type of assistance program. These programs consist of deferral payments, reduce rates, and in some cases longer promotional contracts.
If your company is not willing to work with you to reduce rates, there are numerous partner companies that work with these large companies in order to provide businesses and individuals bigger discounts than what they could achieve on their own. This is possible due to these companies having a larger buying power due to representing numerous individuals just like you who are looking for ways to save a dollar. This has been going on for years. Some people take advantage of these types of services while others don't know about it or just are comfortable with their bills.
Companies such as ACN not only work with business owners and individuals to reduce their utility bills, they also assist in payment processing, identity theft, and security systems. These types of companies do not require you to switch providers instead they negotiate on your behalf a better deal.